As insurance brokers, our priority is to represent your interests at all times, and to provide you with professional guidance in everything pertaining to your insurance in a market that’s forever changing in premiums, product availability and policy conditions. IBGL’s team of experienced staff are trained to understand the differences between various policies and are often able to negotiate premiums that aren’t available to you. In fact some insurance policies are only available through intermediaries such as brokers.

Our role as brokers is to source the most appropriate policies for your circumstances and to advise on the various areas of risk for you or your company.

Insurance companies & insurance brokers are subject to stringent legislative requirements concerning the receipt and payment of premiums. Insurance brokers are responsible for paying in a timely manner, but by law, once the payment has been paid to the brokers, it is considered as paid to the insurance company. IBGL conforms with the legal and regulatory requirements in Guyana regarding financial stability and ethical conduct.

Nothing! As a client you get our services for FREE. If you are not a client, we can still represent you if you have a claim… and we will take a small % of your claim settlement.

Very easy! The process takes about 5 minutes and once complete, we will contact your existing insurer and do the rest, or if you do not have insurance yet, we will advise you on your options.

We at IBGL embrace the General Insurance Brokers Code of Practice which is intended to promote good relationships between insurance brokers, the people they insure, insurers and others involved in the insurance industry.

The Code is part of a self-regulatory scheme that sets out the responsibilities of participating insurance brokers and requires them to establish an internal process for resolving disputes with policy holders. Complaints and disputes against brokers in relation to the Code are handled by Insurance Association of Guyana, whose members represent consumers, the Government and insurance brokers.

IBGL acts as a link between the insurance company and the client for all matters relating to the renewal of the policy or the claim. You shouldn’t need to speak to the insurance company directly but if you do, we will be there to represent you.

We spend the time getting to know our clients so that we can advise them on the most suitable product based on our knowledge of the market.

The first step in determining the answer to this question is to work with your broker to identify and define the areas of risk for you or your business. The decision then is which risks to retain (i.e. what not to insure) and which risks to transfer through insurance. To choose to take the risk yourself to save money can leave you vulnerable and may severely affect your cash flow or assets. This is where our experience can assist you in making decisions on how much insurance you require to adequately cover your various risks.

In some cases it is a legal requirement here in Guyana, in some it is a contractual obligation – we can advise you accordingly. In all cases, having insurance brings peace of mind knowing you are covered in the event of an accident or an emergency. It is important to find the right level of cover at the best price.

An insurance agent can only offer insurance from the insurance company he/she works for. An insurance brokers can look across many insurance companies, in Guyana or abroad, to find the best deal for its clients.