Motor Vehicle
Why Do I need this?
Under the Motor Vehicle Insurance (Third Party Risks) Act Chapter 51:03 of 1937, all registered Motor Vehicle owners require minimum coverage if using any type of vehicle on public roads.
What Does it Cover?
This insurance provides protection from losses arising from accidents, thefts, and other incidents. Insurance is required for private vehicles, taxis and mini-buses. This insurance can also cover boats, planes and other commercial vehicles.
House and Contents
Why Do I need this?
Your home and your valuables are assets that should be protected. This insurance provides peace of mind and financial security in the event of damage to, or theft from your property.
What Does it Cover?
In the event of damage to your property, this insurance will pay towards the cost of replacements, repairs, or reconstructions up to the insured limit. Other perils can be added in addition to a basic policy to further cover you.
Medical Insurance
Why Do I Need This?
An accident or emergency for you or a loved one is already a stressful time. Medical (or Health) insurance can help to reduce the stress by not only covering the cost of treatment, but if you go to a facility covered under your plan, the insurance company will pay so you can focus on getting better.
What Does It Cover?
Medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring expenses as a result of medical care, treatment, consultations and other medical services. This includes optical, dentistry, pregnancy, prescriptions and major medical procedures for you or your dependent(s).
Life
Why Do I Need This?
Life insurance will pay a defined monetary amount to a beneficiary in the event of the death of the person insured. It creates a financial safety net to ensure your family's finances will be secure if anything happens to you unexpectedly.
What Does It Cover?
Life insurance covers the life of the insured however the policy can be for a fixed length (e.g. 20 years) - with a refund of premiums in some cases at the end of the term - or it can be for the whole life of the policy holder, which will cover the insured until death.
- Motor Vehicle
- House and Contents
- Medical Insurance
- Life