Here are some of the more common insurances that we offer our commercial clients. Get in touch with us today to discuss these or any other of your insurance requirements.
In the event of fire or flood damage to your property, this insurance will pay towards the cost of replacements, repairs, or reconstructions.
If using a motor vehicle on public roads, this insurance is compulsory and provides protection from losses arising from accidents, thefts, and other incidents.
Provides protection against financial losses arising from damage to planes and helicopters.
Provides protection against financial losses arising from damage/loss to ships, cargo, property or terminals, or other defined assets.
GOODS IN TRANSIT INSURANCE
Provides protection against financial losses arising from damage/loss to goods while in transit.
CONTRACTOR’S ALL RISKS
Designed for the construction industry to provide financial protection against property damage and third-party injury claims.
Protects owners and renters of buildings against losses arising from damage to, or theft from properties; it can be extended to provide homeowners’ insurance, renters’ insurance, along with cover for damages arising from floods and earthquakes.
BID BOND INSURANCE
Provides a financial guarantee to a project owner in the event that a contractor fails to deliver the services promised under a bid tender process.
PERFORMANCE BOND INSURANCE
Commonly used in the construction industry as a means of insuring a client against the risk of a contractor failing to fulfil contractual obligations to the client.
Designed to meet legal costs, and/or awarded court costs arising from having to defend against allegations of the provision of inadequate professional advice, services, or designs that have caused financial loss to clients.
A long-term savings plan that is usually established, paid for, and administered by an employer for the financial benefit of the employees of that employer.
GROUP LIFE & HEALTH INSURANCE
Group Health is an insurance that is usually paid for by an employer which will contribute towards the cost of medical care or attention that employees may incur, while Group Life Insurance will pay a defined amount of money (typically a one-off lump sum) to the estate of a deceased employee.